Self Directed IRA Store

Is there any significant risk in a mutual fund Roth IRA?

Sun, 05 Sep 2010 03:05:19 +0000

I am looking into setting up a T Rowe Price Roth IRA with strictly mutual funds. Obviously, there is inherent risk in any kind of stock investment, mutual or otherwise, but is there any chance I could LOSE money in this type of account? I don’t want my retirement savings to be in a volatile investment account…I know mutual funds are less risky than individual stocks but what if the mutual funds perform terribly?

3i Group Says It’s Not in Talks With Burger King on Takeover

Sun, 05 Sep 2010 03:01:24 +0000

Funai Electric to Increase LCD TV Output Capacity at Thai Plant
Sept. 2 (Bloomberg) — Funai Electric Co., a Japanese maker of audio-visual equipment, plans to increase production capacity for liquid-crystal display televisions by 54 percent at its factory in Thai…

Read more on BusinessWeek

Judge Denies U.S. Request to Dismiss Drilling Ban Challenge
A federal judge denied a U.S. government request to dismiss a challenge to the Obama administration’s deep-water drilling ban, finding the government’s new rules didn’t render a lawsuit stopping the moratorium irrelevant.

Read more on BusinessWeek

Paterson Says Judge Blocks N.Y. Indian Cigarette Tax Collection
New York Governor David Paterson said a state appellate court has blocked the state from implementing a new tax on cigarette purchases on Indian reservations by non-tribal buyers.

Read more on BusinessWeek

3i Group Says It’s Not in Talks With Burger King on Takeover
3i Group Plc isn’t in talks with Burger King Holdings Inc. about a possible takeover, Kathryn van der Kroft, a spokeswoman for the private-equity firm, said in a telephone interview today. 3i was interested in purchasing the U.S. fast-food chain, the Wall Street Journal reported earlier, citing unidentified people familiar with the matter.

Read more on BusinessWeek

Lastest “robert Shemin” auctions

socialoomph — Sun, 05 Sep 2010 02:37:23 +0000

Some recent robert shemin auctions on eBay:

How Come That Idiot’s Rich and I’m Not?, Robert Shemin,

US $6.05
End Date: Monday Sep-27-2010 18:23:49 PDT
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Buy it now | Add to watch list

Secrets of a Millionaire Landlord by Robert Shemin

US $0.99
End Date: Wednesday Sep-29-2010 18:07:10 PDT
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Hat Tip To: REIjunkie.com

Fortier Financial Roth IRA presentation

Sun, 05 Sep 2010 02:03:30 +0000

Fortier Financial is a leading independent wealth management firm located in New Orleans. In 2010, a change in Roth IRA conversion policy presents a great opportunity for many investors. Services: Scripting, production, viral marketing

Does having a Roth IRA impacts your SS benefits when one retires?

Sat, 04 Sep 2010 23:03:04 +0000

example:

I have 80,0000 in a Roth IRA. Would that diminish my SS Benefits once i retire at age 67?

Thanks
I am 22 years old.

Find Your Government Job Now!

socialoomph — Sat, 04 Sep 2010 20:37:06 +0000

Find Your Government Job Now!
Did you know that the Government has well paid, unadvertised jobs just waiting to be filled? Find yours now!
Find Your Government Job Now!

How to Secure a Job With the Canadian Government
An ebook detailing how to find and secure a job with the Canadian Federal Government.
How to Secure a Job With the Canadian Government

Credit: REIjunkie.com

At retirement, where should I take withdrawals first: regular IRA or Roth IRA?

Sat, 04 Sep 2010 20:03:36 +0000

Current age is 64, have about $60k in Roth, and $145k in IRA. Am looking to supplement my pension and social security with about $500 per month.
Aside from withdrawing $500 per month I am trying to pay the least amount in taxes and allow the nest egg to grow as long (and large) as possible.

Roth IRA Conversions: Should You?

Sat, 04 Sep 2010 17:03:18 +0000

There can be some very nice tax advantages to converting your Traditional IRA into a Roth IRA. But, as CPA Scott McRuer explains, you’ve got to consider a number of factors before making this important decision.

Strather Academy- Introduction to Real Estate

socialoomph — Sat, 04 Sep 2010 14:37:04 +0000

Visit www.stratheracademy.com for more info! Ask anyone about Herb Strather and they will tell you he’s the real deal. Using his innate knowledge of both commercial and residential real estate,he’s negotiated more than billion in real estate deals and in his spare time he lectures at Harvard University. And that’s all in a down economy. Let Herb Strather share his real estate money-making secrets with you.
Video Rating: 0 / 5

Buying Investment Properties, Philadelphia Investment Property, Glenside, Montgomery County, Wholesaler Looking For INVESTORS, PA investment homes listings, Buy Discounted Property, Rentals, Rehabs, Foreclosure properties Bargain, houses for sale
Video Rating: 0 / 5

Credit: REIjunkie.com

Would it be good to invest in VNQ ETF for 30 years in a ROTH IRA?

Sat, 04 Sep 2010 14:04:01 +0000

I am 25 and have ARDVX and AOVIX in my Roth IRA and want to add VNQ. Your opinion on VNQ ETF? Etc?

Avoid Foreclosure Hell

socialoomph — Sat, 04 Sep 2010 08:35:20 +0000

Avoid Foreclosure Hell

Learn how to avoid foreclosure…Many people have been losing their homes. All across the United States, there are empty houses that are for sale for a lot less than market value. And as the number of foreclosures increase, the housing market continues to suffer. And this seems to be the tip of the iceberg. It looks as if more foreclosures are on the rise. This ebook gives you the information you need to avoid being a statistic and getting your life back on track.

List Price: $ 19.95

Price:

Bank Owned Foreclosure.org HOME/House/Property Domain $

US $4,500.00
End Date: Monday Sep-20-2010 14:59:38 PDT
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Buy it now | Add to watch list

** FREE LIST of BANK-OWNED Foreclosure Properties **

US $0.01
End Date: Sunday Oct-17-2010 7:23:28 PDT
Add to watch list

By: REIjunkie.com

Leveraged Roth IRA Conversion Program By David West

Sat, 04 Sep 2010 08:02:42 +0000

westcapitaladvisor.com This component of the Loss Recovery and Savings Multiplication Program can double spendable retirement distributions from existing qualified retirement plan and IRA savings

Paterson Says Judge Blocks N.Y. Indian Cigarette Tax Collection

Sat, 04 Sep 2010 07:28:10 +0000

Fed’s Fisher ‘Reluctant’ to Ease Until Fiscal Policy Improves
Federal Reserve Bank of Dallas President Richard Fisher said he’s reluctant to expand the Fed’s balance sheet to stimulate the economy unless there are additional tax and regulatory policies in place to spur job growth.

Read more on BusinessWeek

Bogutz & Gordon – Leaving your Roth IRA to Children

Sat, 04 Sep 2010 05:05:12 +0000

Some people are deciding to convert their traditional IRA to a Roth and using it as an inheritance vehicle. Craig Wisnom, attorney with Bogutz & Gordon and legal contributor for KVOA News 4, explains why it’s important to take precautions to avoid giving a teenage heir teenage heirs the wherewithal to buy expensive items and potentially forfeit decades of tax-free growth. For more information, visit www.bogutzandgordon.com or call (800) 688-2568.

Financial Services Temecula CA: Life Insurance, Investments, Mutual Funds, 401k, IRA, Annuity

Sat, 04 Sep 2010 03:06:04 +0000

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Roth IRA: What are early withdrawal penalties paid on?

Sat, 04 Sep 2010 03:04:02 +0000

I am planning on putting some money into a Roth IRA before April 15th, in order to take advantage of the tax credit for lower income people who amass retirement savings.

Let’s say I get the Roth IRA, and then close it out 6 months later:
What will I have to pay a penalty on?
Just my earnings, or will there be a penalty on the entire amount I had invested?
Will I have to pay back the tax credit that I took for putting the money in?
Does the tax credit I am speaking of still exist, or did it expire?

Thank you for your help.

Lastest “realestate Investment” auctions

socialoomph — Sat, 04 Sep 2010 02:37:08 +0000

Some recent realestate investment auctions on eBay:

Commercial Real Estate Analysis And Investments 2E NEW

US $66.80
End Date: Saturday Sep-04-2010 8:37:44 PDT
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Real Estate Finance & Investments (2004, Hardcover)

US $39.99
End Date: Saturday Sep-04-2010 9:40:50 PDT
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Commercial Real Estate Analysis and Investments by D…

US $77.45
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Origin: REIjunkie.com

Charles Schwab Roth IRA Conversion Q&A: Key Considerations

Sat, 04 Sep 2010 02:02:51 +0000

Charles Schwab Financial Expert Mark Riepe gives an overview of four factors you may want to think about if you’re trying to decide if a Roth conversion is right for you. Visit schwab.com/roth for additional Roth IRA resources.

Which company is best to invest in a Roth IRA?

Fri, 03 Sep 2010 23:03:48 +0000

I know there are several banks and companies out there to start a Roth IRA. But, which one is best? Is a company better than a bank? Do they have fees and is there a minimum amount that you must invest each month?

Can you contribute to a roth and traditional ira the same year?

Fri, 03 Sep 2010 20:05:01 +0000

Hi there, can a person contribute the max to a roth ira and a traditional ira in the same year. I have put the max 4,000 into a roth this year, can I still contribute to a traditionl ira this year as well? Thanks

is a roth ira contribution reported as income?

Fri, 03 Sep 2010 17:02:49 +0000

at the end of the year when you file taxes or does it increase your agi (aggregate gross income)? i ask because of the earned income tax credit and if it would have any affect on that because you have to make under a certain amount. i was going to make a $5000 roth ira contribution.
so if my agi for the year was 41,000 and i made a contribution to my traditional ira instead of my roth ira, it may lower the agi 41,000 amount?

4 Guides To Finding and Buying Investment Property

socialoomph — Fri, 03 Sep 2010 14:37:04 +0000

4 Guides To Finding and Buying Investment Property

If you will ask a seasoned real estate investor, he will tell you that are several ways on how you can find great properties for your real estate investing ventures. The challenge lies in the fact that many beginning real estate investors donât know exactly what type of investment property they want to make. The bad thing is that the selection of property is directly related to the type of investing that you want to enter into. In this article, I will layout four guides that you can use in finding and buying investment property for the purpose of flipping or rehabbing a property.

Seek Bargains

This is certainly a required step when it comes to searching properties with tremendous promise as flipped properties. Bargains are often sold at bargain prices for a motive. The pleasant news is that many of these reasons are purely cosmetic and quite easy to repair. Looking for a realtor that is willing to operate with you for reduce prices, bargain properties offer a superb place to begin. If he or she is a knowledgeable professional you must have access to properties that would have been unavailable to you had you continued the search not including the assistance of an expert.

An additional good place to locate bargains of this type is to search through foreclosures, auctions, and homes that are preparing to go into foreclosure. While not constantly the situation, there are many in these situations that are willing to be a bit more flexible with the price. By no means offer full asking price initially. Begin low and negotiate upwards. This can lose several properties but in the end it will be a much extra profitable venture if you can acquire the properties you aspire for a lesser investment.

Know the Neighborhood

Ahead of placing an offer on a possible flipping property, you need to study as much regarding the locality as possible. You do not want to place a family house in the center of a retirement locality, nor do you want to place a possible bachelor pad in that type of area. You additionally want to prevent areas that are entering a state of decline, as the rehab labors are suspect to realize the profits you are eager to receive. As an alternative, look for bargains in areas that are nearing several sort of renewal. Go also after those that maintain very low crime and exceptional growth promise.

If you are rehabbing a house that is intended to appeal to families ensure the locality is safe, has a relatively low crime rate, access to quality schools, and entertainment opportunities that can appeal to families. These things will affect the value you are likely to be able to expect after the rehab labors have been finished as well as the type of renovations you will need to execute on the property. Buying a property in an area that you know nothing about is like buying a property lacking an inspection-which brings me to my subsequent point.

Get a Thorough Inspection

This is one of the generally essential steps in the process of selecting the ideal property for your real estate investment needs. A qualified inspection will prime you for every issue that can surface for the duration of the course of your work on the house. These are things that will affect the amount of profit you must offer on the house, the amount of profit you will need to invest in repairs, and the amount of profit you can expect after all is said and done.

Failing to get a complete and proper inspection can result to catastrophe once the renovations start costing extra cash and time as labors are undone in order to dig up to the origin of the issue as you move. There are very little things that can save you the time or cash that having a decent inspection can manage to save. Inspections can furthermore get you aware of every structural issue, code issue, and other issue that can mean the difference between this property offering a probable profit or a probable loss. It is much better to be armed with this information prior to ever making an offer on the property in question.

Realize That You Do Not Need to Buy the First Property You See

This is a critical matter to put in mind. If the initial property doesn’t make sense to you, move on until you locate one that does. This process is part science and part inspiration. If you are unexcited by a residential investment property it is improbable that this property will suddenly take on a life of its own in order to suit your real estate investment needs. Keep searching until you locate the property that meets all of your needs in order to locate the ideal property for your initial or your fiftieth flip.

Robert John Smith is an article marketing assistant for MyRealEstateInvestmentSecrets.com. Get more real estate investing for beginners secrets at http://myrealestateinvestmentsecrets.com.

By: REIjunkie.com

A Powerful Roth IRA Alternative!

Fri, 03 Sep 2010 14:02:53 +0000

Video explains a powerful ROTH IRA alternative that unlike a ROTH, has NO income and NO contribution limits whatsoever! Plus, where can you invest in an IRA with stock market-like returns, with no chance of a loss of principle. The worst year returns are 2% and the best year returns are 14%. Over the last 25 years, with that floor and ceiling on returns, the average annual return would have been about 8.4%. Not too shaby a place to accumulate cash!

Boost Your Tax Refund with IRAs

Fri, 03 Sep 2010 11:02:41 +0000

Jim Wang of Bargaineering.com tells TurboTax Blog readers the difference between a Roth IRA and a Traditional IRA. Learn about the tax benefits of investing in an IRA before April 15. For more information, please visit: turbotax.intuit.com

Crist Defers on Making a Caucus Commitment

socialoomph — Fri, 03 Sep 2010 08:37:11 +0000

Crist Defers on Making a Caucus Commitment
Florida Gov. Charlie Crist (I) on Sunday again declined to reveal which political party he would caucus with if he wins the state’s three-way Senate race this November, while also clarifying his position on the new health care overhaul and his opposition to same-sex marriage.
Read more on CQPolitics.com via Yahoo! News

Judge approves Station Casinos reorganization plan
LAS VEGAS, Nevada — A federal bankruptcy judge in Reno confirmed Station Casinos’ plan of reorganization Friday after 90 percent of the company’s secured and unsecured creditors signed off on the deal, which will wipe some billion in debt from the company’s books.
Read more on Rolling Good Times

Credit: REIjunkie.com

The Leveraged Roth IRA Conversion Program by David West

Fri, 03 Sep 2010 08:03:18 +0000

westcapitaladvisor.com A Component of the Loss Recovery and Savings Multiplication Program Can Double Spendable Retirement Distributions From Existing Qualified Retirement Plan and IRA Savings.

Financial Services Redlands CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Fri, 03 Sep 2010 06:37:39 +0000

With a Roth IRA account what should I invest in?

Fri, 03 Sep 2010 06:35:49 +0000

I have about 1350 bucks that is going into my BofA Roth IRA account. I am looking to get that money to build nicely. Does anyone have any good stocks or bonds I should invest in?

Roth IRA Conversions in 2010 – Part 4

Fri, 03 Sep 2010 05:03:50 +0000

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

Financial Services Colton CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Fri, 03 Sep 2010 03:02:24 +0000

Roth IRA Conversions in 2010 – Part 3

Fri, 03 Sep 2010 03:02:23 +0000

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

Vivendi First-Half Adjusted Net Rises 4%; Raises Targets

Fri, 03 Sep 2010 03:02:20 +0000

U.S. Manufacturing Can Return, Casesa and Keller Say: Tom Keene
U.S. manufacturing can rebound if plants are competitive and unburdened by “legacy issues,” according to John Casesa of Casesa & Co. and Maryann Keller, president of Maryann Keller & Associates LLC.

Read more on BusinessWeek

European Stocks Climb; Stoxx 600 Index Rises 0.4%
European stocks gained as Chinese manufacturing accelerated and Australia’s economy expanded at the fastest pace in three years.

Read more on BusinessWeek

Burger King Rises in Early Trading on Report of Sale
Burger King Holdings Inc. rose as much as 16 percent in early trading after the Wall Street Journal said the fast-food chain is in talks with buyout firms on a possible sale.

Read more on BusinessWeek

Bundesbank Says Talks With Board Member Sarrazin Continuing
The Bundesbank said its talks with board member Thilo Sarrazin are ongoing and it won’t make any announcement on the issue before tomorrow.

Read more on BusinessWeek

Vivendi First-Half Adjusted Net Rises 4%; Raises Targets
Vivendi SA first-half adjusted net rose 4 percent to 1.53 billion euros. The company raised its target for the full year.

Read more on BusinessWeek

Domain Traffic Income domain investing/parking course

socialoomph — Fri, 03 Sep 2010 02:36:09 +0000

Domain Traffic Income domain investing/parking course
The purpose of this course is to provide people with the techniques and tools to enable them to not only purchase income producing names from auctions but also Register income producing names for as little as . Written by a pro domain investor of 6 yrs.
Domain Traffic Income domain investing/parking course

By: REIjunkie.com

If I have a Roth IRA account opened can I invest in private stock in a company?

Fri, 03 Sep 2010 02:02:46 +0000

I want the account to save for my first home and would like to invest in an private company. Is is possible to invest in a private company from a Roth IRA account?

Photo 193/365: Eventual

socialoomph — Thu, 02 Sep 2010 20:36:36 +0000

Check out these invest in property images:

Photo 193/365: Eventual

Image by rethought
If I had money to invest in property, I’d try to buy this. Doesn’t
seem to BE anything atm.

Lucy

Image by daz tazer
NYE @ Invest in Property

Hat Tip To: REIjunkie.com

Roth Ira Options Trading – Stock Trading Account

Thu, 02 Sep 2010 20:03:49 +0000

Roth Ira Options Trading

You can trade in stocks only through the stock brokers. You can open an account only if you are a US citizen, or, a resident alien. In both cases you need to provide your valid social security number. You must have become a major, at least 18 years old in your state of residence before you can apply for opening a trading account. Roth Ira Options Trading

Usually there are four main types of stock trading accounts. They are individual accounts, joint accounts, IRAs —Individual Retirement accounts, and Education Savings accounts. You have to select one of these accounts according to your personal needs and circumstances. You must be ready to deposit a minimum of $ 2,500 irrespective of the account you open. You can fund your account via free electronic transfer directly from your current bank account. You can also pay by check or wire transfer.

The individual investment account can be opened in the name of one person. Joint account can be opened for two people. It is also mandatory that both the persons should have reached the age of majority in their state of residence.

The third type of stock trading account is IRA or individual retirement account. It is a personal retirement savings account. It offers tax advantages to investors. You can deposit a part of your earnings into a tax-deferred brokerage account. Your contributions are also tax-deductible.

Individual retirement account-IRA– is of three types.

The first type is traditional IRA. In this account, you can defer the payment of taxes on your earnings until you start taking the money out. The money that you put in is tax deductible in the year you put it in. The investors who are up to the age of 50, or under by the end of the year, can currently contribute up to $ 5000 every year, but those who are up to the age of 70 can contribute $ 4,000.

The benefit of investing under the traditional IRA is that you do not have to pay any taxes on what you earn till the time you start withdrawing the money. This process is known as tax deferment. This account makes sense because by the time you retire, you may be in a lower tax bracket. In that case, you will have to pay less in taxes on earnings from your IRA account. Roth Ira Options Trading

The second type of retirement category account is Roth IRA. This account is similar to the traditional IRA except that you pay taxes on the money you put in while you can withdraw money without paying any tax. Those who are up to the age of 50 can currently contribute up to $5,000 every year and those who are up to the age of 70 can contribute up to $4,000. You should opt for a Roth IRA if you think you will be in a higher tax bracket when you retire. If you invest under a Roth IRA, your investments can grow tax-free. You can withdraw money after a period of 5 years from the date of opening your account without paying any tax with the proviso that you have turned 59. The withdrawal can also be tax-free if it is used for a first time home purchase up to a limit of $10,000. You will, however, have to pay 10% penalty if you withdraw early.

The third type of account in retirement category is Rollover IRA. A Rollover IRA is a holding account. If you transfer funds or stock from a retirement plan such as a 401(k) or 403(b), the money or stock can be allowed to stay in the Rollover account for a period of 60 days. Thereafter you will have to place the funds into another retirement plan. You can control your account during these 60 days. It must be noted that you cannot avail of this facility more than once a year

The fourth type of account is Education Savings Account or ESA. This account can be opened as a trust to pay educational expenses of the designated minor beneficiary and no contributions can be made after the beneficiary has reached the age of 18. The total contributions cannot exceed $2,000.

The trading account opening process with a stockbroker is very simple. It can be completed minutes. You can choose your own username and password to log into your account and then enter your personal information. You also need to read and confirm the account opening agreement. Thereafter your broker sends you verification email, which you have to respond to confirm having received it. This will ensure that the address you provided was correct. Roth Ira Options Trading

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Roth IRA Conversions in 2010 – Part 2

Thu, 02 Sep 2010 17:08:44 +0000

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

What did I do First? Real Estate Investing Flipping Houses Wholesaling

socialoomph — Thu, 02 Sep 2010 14:37:06 +0000

The-Flip-Man.com – The Flip Man http I will personally Teach & Mentor you on How to Flip Houses with no credit or cash. Enjoy the videos and audios of deals I’ve done and FREE REAL ESTATE INVESTING TIPS. 509-11.30.2008 NO property managers needed Buy Houses with No Money Down NO…

Hat Tip To: REIjunkie.com

Roth IRA: Advantages and Pitfalls

Thu, 02 Sep 2010 14:04:18 +0000

SPEAKERS: SCOTT DITMAN, CPA/PFS , a Berdon LLP tax partner, devises creative wealth transfer, retirement, and estate planning strategies for high net-worth individuals. Blending individual, family, and business goals, he builds flexibility into the planning and advises on adjustments as financial conditions change. Tax partner MAURY GOLBERT, CPA, JD, LL.M. works closely with the leaders of many prominent closely held businesses — developing tax-saving techniques to preserve and enhance personal net-worth and transfer business interests to future generations.

Foreclosure Short Sales Training- The Best Way To Earn Big Profits From The Florida Foreclosure Market

socialoomph — Thu, 02 Sep 2010 08:37:05 +0000

Foreclosure Short Sales Training- The Best Way To Earn Big Profits From The Florida Foreclosure Market

When real estate investors in Florida evaluate their options for securing deals and making profits, there are several things that may come to mind. Whether it’s owning rental properties, fixing up properties in disrepair, or working short sales, the business of real estate is a proven winner.

Where do most Florida investors turn when they seek opportunities in buying foreclosures? Sure, they might work with a realtor to find bank owned foreclosures. When a property is lost via foreclosure it goes back to the bank and then becomes one of the now thousands of bank owned foreclosures (or REO properties) on the market today. This side of the business is highly lucrative in today’s market.

Another option that is also very relevant to Florida is the short sales, where investors negotiate discounts on properties before they are foreclosed. This can also be highly lucrative and the key to success here is Florida foreclosure short sales training from a qualified professional. Every state is unique and so too should be your training in learning how to successfully complete short sales.

Despite the leads you can generate from foreclosure listings and the opportunities that exist with short sales, I think buying foreclosures can be risky for the investor because, without the proper foreclosure short sales training, you run the risk of not really knowing what you are doing. Profits can be lost and so too can opportunities from buying foreclosures when you lack the proper Florida specific short sale training.

In today’s market, there are indeed unlimited deals to be found within the realm of buying foreclosures. Whether you’re just curious how to make a little extra money with buying foreclosures or really want to pursue a serious business, you owe it to yourself to seize the current opportunity and pursue it.

In today’s Florida real estate market, buying foreclosures is as much as part of investing as any other part of the business. Make sure you have Florida foreclosure short sales training backing you when you invest because the deals are out there.

Get advice from a professional about foreclosure short sales training.

Find More Foreclosure Short Sale Articles

Hat Tip To: REIjunkie.com

Roth IRA Conversions in 2010 – Part 1

Thu, 02 Sep 2010 08:03:36 +0000

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

I am 60 years old and retired. I want to know where I should rollover my 401k into.?

Thu, 02 Sep 2010 07:27:23 +0000

Should we stop Roth IRA contributions to save $ for house?

Thu, 02 Sep 2010 05:03:13 +0000

We are planning to buy a house in about a year and are looking for ways to build up $ for our down payment. We were thinking about stopping our monthly Roth IRA contributions and putting that money in our savings account (just for this year). Should we do this or just keep contributing and withdrawal from our IRAs if we need it under the 1st Home Buyers criteria since it would be penalty free?

Financial Services Orange CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Thu, 02 Sep 2010 03:05:05 +0000

Call (877) 815-1907 to take control of your finances today. Learn how to save money on affordable Term Life Insurance, how to Invest for Retirement, how 401k’s & IRA’s work, and how to protect your savings with an Annuity. www.lifeinsuranceira401kinvestments.com orange ca life insurance,…

The Power of Roth IRA Conversions in 2010 (with Robert Keebler)

Thu, 02 Sep 2010 03:05:04 +0000

By: Robert Keebler, CPA, MST, AEP In the past, taxpayers who have had adjusted gross income (AGI) above $100000 were precluded from converting a traditional IRA to a Roth IRA. However, beginning with the 2010 tax year, this limitation will be lifted, thereby allowing many more taxpayers the opportunity to convert to a Roth IRA. This, in turn, will open up a flood gate of activity for those professional advisors who become familiar with the basics of Roth IRAs and the mathematical factors which make them both a viable income and estate tax planning tool. During this session, we will discuss the following topics: • Basic rules of Roth IRAs • Taxation of Roth IRA distributions • Seven reasons why to convert to a Roth IRA • Mathematical “mechanics” behind Roth IRA conversions • Tactical considerations • Roth IRA conversion timeline • Roth IRA Segregated Conversion Strategy

how do i rollover my 401k? and whats the best place to put it?

Thu, 02 Sep 2010 03:01:27 +0000

Most popular “real Estate Investor” auctions

socialoomph — Thu, 02 Sep 2010 02:37:08 +0000

real estate investor eBay auctions you should keep an eye on:

Diane Kennedy’s Accounting for Real Estate Investors

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Diane Kennedy’s 101 Tax Loopholes Real Estate Investors

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SUBLIMINAL REAL ESTATE SUCCESS CD- INVESTMENT/INVESTOR

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Plan Your Retirement with Tax Free Roth IRA

Thu, 02 Sep 2010 02:07:24 +0000

However, a Roth IRA is similar to other Individual Retirement Arrangement plans, when non qualified distributions are made it may be subject to penalty upon withdrawal. This is one of the smart ways for a young person to invest and benefit.The major advantages of a Roth IRA over other regularly taxed account or deductible account are good ones and include: Your principal amounts grows tax free, you pay income tax, make contributions, no further tax on withdrawal, requires no special reporting to IRS, assets in Roth IRA can be passed on to beneficiary and if the Roth IRA account holder dies, the spouse becomes the sole beneficiary and can also combine both the accounts into one without penalty if they have one.There are a good number of additional benefits associated with this Roth IRA plan which include: the one big advantage is the savings on your tax, you can invest your funds in anything, you can withdraw contributions at anytime tax free, without any penalty and no need to pay back similar to 401k plan, you can use the tax free money from your IRA account to buy yourself a dream home in 5 years, you can use money for your kid’s education and don’t have to pay the early withdrawal penalty.Roth IRA has certain eligibility and limitations like with regards the income limits, a tax payer can contribute only certain maximum amount only if their modified adjusted gross income MAGI is below certain level. Tax and penalty free eligible distributions must fulfill two important requirements that include a five year period and a reason such as disability or retirement.Since its creation in 1997, for Roth IRA this year 2010 is one of the most exciting ones with revised rules and limits. The contributions limits stay the same but in 2010 the IRS granted an option to claim 50% of conversion amount as income in 2011 and the rest in 2012, provision that allow you to pay for college education expenses avoiding the early withdraw penalty of 10% and most important one is you can directly rollover your 401k into an Roth IRA without the middle step.You can invest in both a Roth IRA and in your workplace retirement plan. You can open Roth IRA online or at any financial institutions including local banks, brokerage firms or credit unions. Select the best financial institution that offers good benefits, minimum administrative fees and also the accessibility of funds. When you open a Roth IRA account you can invest in almost anything including stocks, mutual funds, bonds or even real estate. Choose the best investment advisor to make your investments in any of the options. So if you are planning to invest for your retirement don’t get confused, just consult any of the Registered Investment Advisor in your region and get the maximum benefits from Roth IRA.

401kid, Inc is a Registered Investment Advisor based out of New York specializing in helping individuals for their retirement planning and assisting parents with their kids’ college education expenses savings needs. http://www. 401kid. com Visit the site for more information on services. 401kid, Inc also offers financial calculators, mutual fund analyzer and financial aid information.

Is it possible to contribute to 2 Roth IRA’s in the same year?

Wed, 01 Sep 2010 23:03:15 +0000

I want to use 2 different brokerages for my Roth IRA, one at Vanguard and the other at Scottrade. As long as my total contibutions don’t excede $5000.00 (2008) is this OK? Thanks for any input.

Wholesaling Houses for Quick Cash!

socialoomph — Wed, 01 Sep 2010 20:36:20 +0000

Wholesaling Houses for Quick Cash!
Learn the Secret Cash Flow Methods of the ultra experienced, Ultra successful Real Estate Money Makers. Turn ugly houses into quick cold hard cash!
Wholesaling Houses for Quick Cash!

Mortgage Secrets Exposed – Real Estate.
How Anyone, With Any Credit Can Get Any Mortgage Fast & Easy! Get Any Loan With Bad Credit: Mortgages, Home Loans And More!
Mortgage Secrets Exposed – Real Estate.

Via: REIjunkie.com

Declaring backruptcy: How to convert stocks into an roth-ira?

Wed, 01 Sep 2010 20:03:00 +0000

Due to medical problems I am forced to declare bankruptcy. I have about $1200 in stocks that my grandmother gave me that I don’t want to lose and I was told that I should put them into an roth-ira which is sheltered from bankruptcy. I’m new to investing and I don’t even know how to cash in stocks, let alone put them into an IRA. How would one go about doing this? Thanks.

A Start to Successfully Invest in Real Estate

socialoomph — Wed, 01 Sep 2010 14:36:15 +0000

by Hidden Peanuts

A Start to Successfully Invest in Real Estate

Once you have made a decision to invest you will no doubt be looking at what your options are. One of these will be or at least should be real estate investing. No matter what decision you finally make in respect to your investment choices it should be an informed decision.

To invest in property has many benefits. Here are some starting guidelines to get you started on the right approach to becoming involved in real estate education so you can make a decision based on your new real estate knowledge.

Step One:
You simply need to learn how to invest in real estate. This means you have to learn all aspects of what is available to you when it comes time for real estate investing. For example, you are going to have many decisions to make. The first thing you need to determine is, what are your options in respect to your goals or purpose of property investing? For exampleâ€¦.

â€¢ Do you want a short term or long term investment?
â€¢ Do you want to start off with a small sized rental income property, or do you want to go for a larger building?
â€¢ Do you want to purchase an income property that has very few renovations before it can generate an income?
â€¢ Do you want to buy a “as is” property where you will have to do substantial renovations before it will glean you rental income, but you are getting it at a much lower purchase price?

These are just a few of the starting questions. So how do you determine the answers?

Step Two:
Once you have all your options before you, then before you delve into your real estate investing, you need to analyze each of them. Using a few from step one as an example, this would meanâ€¦

â€¢ To determine a short or long term investment in property you need to decide, do you want to generate an income immediately from your investment? Such as a monthly rental income, or are you content to let the property sit and build its equity?
The answer determines the first type of property you are going to look at. If you are going to look at a short term investment then you will want to look at a house as a single dwelling that you can rent out.
Or you may want to purchase a house that is suited for multiple families. If you are looking at a long term investment in property to build equity, then you are simply looking at your own residence purchase for this purpose.

â€¢ Do you want to do some apartment investment where the units are in move in condition? If this is the case then you are going to look for sales of property that is in basically move in condition that requires very little repairs before you can advertise for tenants.
If you are going to look at “as is” rental income property that is going to require a lot of fixing before you are able to rent it, then you have to give some thought to a few facts.
Even though you are getting it for a much lower price what is it going to cost you to fix it up? Will you need to hire contractors to do the majority of work for you?
Perhaps you are a handy person and can do the majority of renovations yourself. You still have two things to consider here. One is the cost of materials which is not going to be cheap. The second factor is how long is it going to take you to fix the property?
If it is going to take you six months, then that is six months of potential rent that you are missing out on. How does that equate with the great price you paid for the property? Add this six months rental income to the purchase price and determine if it is still a worthwhile deal.

As you can see when it comes to real estate education, one question raises another. If you want to successfully invest in property then it is important to answer one question at a time until you reach the answers you need to allow you to make informed decisions in how to invest in real estate.

David Lindahl, also known as the “Apartment King” has been successfully investing in single family homes and apartments for the last 14 years and currently owns over 7,000 units around the US. David regularly shares his secrets and experience on the same stage as Tony Robbins, Robert Kiyosaki, and Donald Trump!

Hat Tip To: REIjunkie.com

Roth IRA: Who Should Consider Converting?

Wed, 01 Sep 2010 11:05:14 +0000

SPEAKERS: SCOTT DITMAN, CPA/PFS , a Berdon LLP tax partner, devises creative wealth transfer, retirement, and estate planning strategies for high net-worth individuals. Blending individual, family, and business goals, he builds flexibility into the planning and advises on adjustments as financial conditions change. Tax partner MAURY GOLBERT, CPA, JD, LL.M. works closely with the leaders of many prominent closely held businesses — developing tax-saving techniques to preserve and enhance personal net-worth and transfer business interests to future generations.

Investing in Real Estate with Lease Options and “Subject-To” offers: Powerful Strategies f? R to travel more if you sell and pay less if you buy

socialoomph — Wed, 01 Sep 2010 08:37:03 +0000

Investing in Real Estate with Lease Options and” Subject-To “offers: Powerful Strategies f? r to travel more if you sell and pay less when You
ISBN13: 9780471718369

Condition: New

Notes: Buy with confidence? About one million B? sold cher! 98% positive feedback. Compare Our B? Ago, prices and service f? R competition. 100% satisfaction guarantee

Guaranteed With lease options and subject-to deals can investors properties worth far more than control k? What they normally could not afford to purchase. The potential f? R gain is large? and f is the cost? r entry are low.
This book shows how investors have novice author Wendy Patton and thousands of other Americans – including well-known Bautr? makers and business moguls – use lease options and subject-to deals valuable property without necessarily controlling it. The cost f? R the purchase of an option or subject to be treated is a fraction of what it costs to buy a house. Therefore, this type of Gesch? Ften usually are found in every serious investor’s portfolio. Sharing the secrets and strategies to use to investors in low-and no-money-down deals are Patton investors all the information they CONFIRM ben? In order to be successful profit.
“Finally a book that lease-option and explain? rt subject-to deals in depth and detail. This book is f? r all to make money in real estate, without much money or taking on a much risk will unerl? ugly. A gold mine of big he information. “
– Robert shemin, New York Times bestselling author of Secrets of the purchase and sale of real estate? without using your own money!
“Only a few k? can Wendy’s knowledge and experience with lease option and subject-to-rival offers. This is a must-read f? r Anf? transceiver and advanced investors and brokers who serve them.”
– Gary Keller, New York Times bestselling author of The Millionaire Real Estate Investor
“The techniques Patton teaches here are from unsch? tzbarem value – especially f? r working with Realtors and still features f ? r little or no money down. The detail in this book you will want to read every page. “
– Albert Lowry, PhD, New York Times bestselling author of How you can k? to financially independently expecting the Investing in Real Estate by Rating:

List Price: $ 24.95 Price: $ 13.00 Property Real Estate Investment Investing Chris Gray CD

US $4.44 (0 Bid)
End Date: Friday Sep-03-2010 20:32:23 PDT
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The Complete Idiot’s Guide to Real Estate Investing …

US $9.95
End Date: Friday Sep-03-2010 22:43:35 PDT
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Origin: REIjunkie.com

Can I buy my stock options with money from a roth IRA account?

Wed, 01 Sep 2010 08:03:59 +0000

i have vested stock options. i would like to purchase the shares at the issue price and roll them into my Roth IRA. my Roth IRA is all cash at this point.

Financial Services Perris CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Wed, 01 Sep 2010 06:38:13 +0000

Call (877) 815-1907 to take control of your finances today. Learn how to save money on affordable Term Life Insurance, how to Invest for Retirement, how 401k’s & IRA’s work, and how to protect your savings with an Annuity. www.lifeinsuranceira401kinvestments.com perris life insurance,…

Roth IRA Conversion Explained – Orlando Accountant Michael Christian

Wed, 01 Sep 2010 06:38:12 +0000

Learn about when and how to convert your Roth IRA by expert Roth conversion specialist Michael Christian. For tax prep, Roth, and accounting services in the Orlando area Call today at 407-562-1155 and visit orlandobusinesservices.com

Self Parking System By Mukhtar Oudeif at The University of Michigan Electrical Engineering

Wed, 01 Sep 2010 03:25:52 +0000

The University Of Michigan مختار عطيفة

Financial Services Chino CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Wed, 01 Sep 2010 03:05:18 +0000

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Could the government take over your retirement account (IRA) (401K) (403B) (457) Roth IRA?

Wed, 01 Sep 2010 03:02:30 +0000

www.StockMarketFunding.com Government Take Over Of Your Retirement Accounts “Automicatic IRAs” government-mandated workplace retirement programs, Government Mandated Retirement Account

Using Free Government Foreclosed Homes Database

socialoomph — Wed, 01 Sep 2010 02:36:10 +0000

Using Free Government Foreclosed Homes Database

Whether you are wanting to purchase a foreclosed home for yourself or as a simple little investment, it is important to remember that finding the right one can take a little hard work. Many websites and companies want to charge some kind of fee to use services that really should be free.

Hector Milla Editor of the “Free Home Foreclosure Listings” website — http://www.FreeHomeForeclosureListings.net — pointed out;

“… The government has compiled a list of homes that are in foreclosure and ones that have already been foreclosed one for everyone, no matter who they are to use. The great think about using their website to look at all the homes is that is one hundred percent free of charges and quite easy to use …”

You should make sure when it comes time for you to sit down and take look to use the words homes sales/foreclosures/gov as this will pull up many different websites that have home listings on them. You will want to use the ones that are not charging anything as those are the official government websites. Once choosing the proper website, you will then to look over the front page and choose the houses tab that is usually located on the top of the page. After doing that, you should be presented with a huge listing of the properties that are available. You will then have to take the time to enter your states information and the city that you are wanting to research. After locating the property that you are looking for, you will then be able to look at any photos or additional information that is listed about the property.

You should make sure if the home is a HUD listing or not. You are not going to be able to do any bidding on the house yourself. You will have to have the help of a professional that deals with using the HUD system. If the home is not a HUD listing then you should have no problem doing the business yourself.

“… Investing in foreclosed properties can really take some time and research to come up with the right property you are looking for. Be sure to follow all guidelines and ask any questions that you may have. Investment properties can make you a pretty penny but you should also keep in mind that a property may on the market for a while. You should be prepared for anything that can happen …” H.Milla added.

Further information and resources to get free home foreclosure listings by visiting http://www.BestFreeForeclosureListings.com
Source: http://www.foreclosurelistingsfree.biz

Hector Milla runs his corporate website at http://www.OpsRegs.com where you can see all his articles and press releases.

Find More Government Foreclosed Homes Articles

By: REIjunkie.com

Los Angeles Cash Flow Club Meeting 8/29/10

Wed, 01 Sep 2010 02:24:31 +0000

David Coe of Freedom Growth presents investing in real estate through retirement accounts.

Customer First Homes Meet Stbrina another satisfied Customer First Homeowner

Wed, 01 Sep 2010 01:25:16 +0000

Stbrina is a repeat buyer who is very satisfied with Customer First Homes.

Ivan Is Thankful For Land Banking

Tue, 31 Aug 2010 23:24:25 +0000

Ivan expresses his gratitude for helping his mother establish a retirement account with a Real Asset Growth Strategy called Land Banking.

Roth IRA Conversion

Tue, 31 Aug 2010 23:02:48 +0000

Bob Jennings talks about Roth IRA Conversion

Rick- Insurance Sales to Successful Real Estate Investor

Tue, 31 Aug 2010 22:24:25 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join My Team! www.FoxyHut.com

How to Start a Foreclosure Cleanup-Property Preservation Business Reviews

socialoomph — Tue, 31 Aug 2010 20:36:31 +0000

How to Start a Foreclosure Cleanup-Property Preservation Business

How To Start a Foreclosure Cleanup-Property Preservation Business
EARN UP TO 0,000 per Year CLEANING OUT FORECLOSED HOMES
By Dream Street Investments, Inc.

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Arthur- Investing in Real Estate has Blown Doors Wide Open

Tue, 31 Aug 2010 20:24:29 +0000

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Customer First Homes – After Seminar Commentary by Pastor Crawford

Tue, 31 Aug 2010 17:25:51 +0000

After a Customer First Seminar on Land Contracts, Pastor Crawford comments on the movement.

Taking Qualified Roth IRA Distributions & Its Effects on Taxable Income

Tue, 31 Aug 2010 17:02:57 +0000

Any ‘qualified distributions’ you take from a Roth IRA will NOT be included in your taxable income, hence making you exempt from paying taxes. You won’t have to pay taxes on the original principal you contributed nor any taxes on capital gains & earnings you have accumulated. Pretty sweet you think for IRAs, eh? In order for the distribution to be classified as ‘qualified’, it must be taken under 1 of the following circumstances:

- the Roth IRA investor must be 59 and 1/2 years or older at the time of the distribution

- the investor becomes disabled at the time of taking the distributions

- the investor dies and his/her beneficiary receives the assets contained in the plan

- the distributions taken from the Roth IRA will be used in the purchase or building of a new home for the Roth IRA holder or qualified family member. This is limited to $10,000 per person per lifetime. Qualified family members include:

–> the Roth IRA investor–> the investor’s spouse–> children of the Roth IRA investor–> grandchildren of the Roth IRA investor–> parent or ancestor of the Roth IRA investor

Note: Even if one of the above prerequisites is met, the Roth IRA must be atleast 5 years old before any distributions can be taken. This is a very important point to consider. For example if you set up your IRA in March 22nd, 2003, you cannot take any distributions, even if they are qualified, until March 22nd, 2010. If you do, this distribution will not be qualified and you will have to pay the 10% early withdrawal penalty as well as income taxes. A few examples to illustrate these concepts would be useful. Here they are.

Example #1

Jim makes Roth IRA contribution on March 1st, 2002 for $3000. 6 years later on March 1st, 2010, Jim withdraws $5500 from his account (the principal $3000 + $2500 earnings). Jim’s withdrawal is not qualified because he does not plan to purchase a home for the first time, nor is he disabled, plus Jim is not 59 and 1/2 years old or more. Jim will face a 10% early withdrawal penalty + have to pay income taxes on his withdrawal. If Jim had withdrawn only $3000 from his IRA which equals the total contributions he made, he would not be subject to income taxes nor the 10% early withdrawal penalty. This is because IRAs allow you to withdraw up to the maximum contributions you have made and not any earnings on those contributions. Since withdrew the whole $5500 consisting of $3000 principal + $2500 earnings, he will be penalized.

Example #2

Rishi who is 58 years old makes a $3500 contribution to his IRA on April 12th, 1999 for the tax year 1998. On February 5th, 2003, Rishi withdraws $6000 from his Roth IRA consisting of $3500 original principal + $2500 earnings. At this time, Rishi is 62 years old. Will this distribution be treated as ‘qualified’? You bet it is! This is because the 5 year waiting rule has passed. Even though Rishi made his contribution on April 12th, 1999, this contribution was designated for the tax year 1998. Thus from 1998 – February 5th, 2003, the 5 year waiting rule is met. As you can see from here, it is not necessarily the calender years that count; it is when the first contribution was made and for what year it was designated. Also, Rishi is 62 years old which meets the 59 and 1/2 year old requirement. Thus this distribution of $6000 will not be included in Rishi’s taxable income.

Example #3

Donald who is 57 years old converts $2000 from his traditional IRA to his Roth IRA on February 15th, 1999. His 5 year waiting rule starts from Feb 15th, 1999. Donald makes the following contributions for these tax years:

2000 $20002001 $20002002 $30002003 $3000

On January 21st, 2004, Donald takes out all of his money from his Roth IRA valued at $18000 ($12,000 principal + $6000 earnings). Is this distribution qualified? Yes! First Donald will be 62 years old on that date, thus meeting the 59 and 1/2 year old requirement. Second, his 5 year waiting period ended on December 31st, 2003 after which he took the full distribution. Thus, this entire distribution is not taxable.

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Darryn- Retired Fire Fighter to Real Estate Investing

Tue, 31 Aug 2010 16:26:37 +0000

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Nice “real Estate Investor” photos

socialoomph — Tue, 31 Aug 2010 14:36:33 +0000

Some cool real estate investor images:

Tina Puma With Her Donation

Image by REIA-of-Macomb
Active REIA member couldn’t stay but stopped by just to help the children

December Toys For Tots 2009 REIA of Macomb Main Event-Michgan’’s #1 Real Estate Investors Club
www.REIAofMacomb.com

Jim Dunn Surrounded By Our Nation’s Finest

Image by REIA-of-Macomb
December Toys For Tots 2009 REIA of Macomb Main Event-Michgan’’s #1 Real Estate Investors Club
www.REIAofMacomb.com

Origin: REIjunkie.com

Jeff- Learn Real Estate Investing, Join My Team!

Tue, 31 Aug 2010 14:24:26 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment: Learn Real Estate Investing, Join My Team! www.FoxyHut.com

Which will yield best results – partial contribution to a Roth IRA or full contribution to a traditional IRA?

Tue, 31 Aug 2010 14:03:11 +0000

I make more money than allowable for a full contribution to a Roth IRA, but I can still make a partial contribution. Over the length of my investment, will the difference in contribution make a traditional IRA favorable when compared to the tax breaks when withdrawing from a Roth IRA?

Clyde And Anna- College Graduates to Successful Real Estate Investors

Tue, 31 Aug 2010 13:24:28 +0000

Become a Fan on FaceBook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join Our Team: www.FoxyHut.com

Is there a minimum amount of time you have to hold a mutual fund in a Roth IRA?

Tue, 31 Aug 2010 11:03:13 +0000

I bought a bunch of FFFFX (a target fund) in my Roth IRA, and would like to change to a vanguard target fund instead because the ongoing fees are lower. Is there a minimum amount of time I have to wait before selling the first fund?
I know financial aren’t huge fans of target funds, but they are nice because people who don’t have the time to spend analyzing their portfolio (or don’t want to hire a financial advisor) can get pretty decent returns and good diversification without having to do a lot of legwork.

Some target funds have lower fees than others (which is why I plan on switching from Fidelity (0.7%) to Vanguard – (0.2%).

Hazel- Single Mom to Successful Real Estate Investor

Tue, 31 Aug 2010 10:24:28 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join My Team! www.FoxyHut.com

Whittier Drive Project

Tue, 31 Aug 2010 08:24:26 +0000

Completed project of 3/2.5/1 rental property. Exterior rehab consisted of repairing roof, replacing siding, powering washing house and driveway, plus cleaning up overgrown landscaping. Interior work included removal of accent wall items in den, painting lower level including kitchen cabinets. Adding crown molding to cabinets, replacing kitchen counter tops, and installing tile floors through lower level. Upper level was simply cleaned with minor paint touch up.

Can i contribute to a Roth IRA and a 403b in the same year?

Tue, 31 Aug 2010 08:03:10 +0000

I have contributed $2500 to my Roth IRA for 2009. My employer is offering a 2% match but only with a 403b. Can I open a 403b and put in the amount the employer will match this year? Hypothetically, if I had maxed out my Roth for 2009, is it possible to still contribute to a 403b for the same year?

5 MAJOR Misconceptions about investing in this Real Estate Market

Tue, 31 Aug 2010 06:36:28 +0000

Rob and Kristi Russell with KR Enterprises talking about what the Rich already know about investing in Real Estate… you are going to be surprised what you hear in this video…. enjoy!

Megan And Zeke- Invest in Real Estate

Tue, 31 Aug 2010 05:24:33 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join My Team! www.FoxyHut.com

Arthur And Rick- Business Partners in Real Estate Investment

Tue, 31 Aug 2010 04:24:57 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join Our Team” www.FoxyHut.com

Fernando- Technology Field to Investing in Real Estate

Tue, 31 Aug 2010 03:24:43 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, join My Team: www.FoxyHut.com

Financial Services Diamond bar CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Tue, 31 Aug 2010 03:03:14 +0000

Call (877) 815-1907 to take control of your finances today. Learn how to save money on affordable Term Life Insurance, how to Invest for Retirement, how 401k’s & IRA’s work, and how to protect your savings with an Annuity. www.lifeinsuranceira401kinvestments.com diamond bar ca life…

How to Buy Commercial Property

socialoomph — Tue, 31 Aug 2010 02:36:08 +0000

www.sixfiguresyndication.biz Looking to buy commercial property? This is a record in which you can acquire adequate help in dealing with the commercial property business.Brad Wozny talks about the various actions in real estate investment here, from the investment property mortgage business, mortgage training, to commercial property investment. Here are a fortune of ins and outs involved in this enterprise, and all these are discussed in the video. He will in addition explain a lot supplementary terminologies and techniques as the video progresses, answering questions and explaining a lot about topics allied to the real estate investment commerce. http
Video Rating: 0 / 5

Source: REIjunkie.com

Stephen- Loss Mitigation to Successful Real Estate Investor

Tue, 31 Aug 2010 02:24:23 +0000

Become a Fan on FaceBook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing: www.FoxyHut.com

Roth IRA: 2010 Options

Tue, 31 Aug 2010 02:03:10 +0000

SPEAKERS: SCOTT DITMAN, CPA/PFS , a Berdon LLP tax partner, devises creative wealth transfer, retirement, and estate planning strategies for high net-worth individuals. Blending individual, family, and business goals, he builds flexibility into the planning and advises on adjustments as financial conditions change. Tax partner MAURY GOLBERT, CPA, JD, LL.M. works closely with the leaders of many prominent closely held businesses — developing tax-saving techniques to preserve and enhance personal net-worth and transfer business interests to future generations.

Gary And Kelly- Realtor / Custom Home Builder to Successful Real Estate Investor

Tue, 31 Aug 2010 01:25:09 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join Our Team: www.FoxyHut.com

Megan- Investing in Real Estate

Mon, 30 Aug 2010 21:24:40 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” www.FoxyHut.com

Why do conservatives try to blame low income people for the housing crisis?

socialoomph — Mon, 30 Aug 2010 20:36:08 +0000

Question by Davis: Why do conservatives try to blame low income people for the housing crisis?
Right wingers claim that the housing bust was caused by “liberals’ making it too easy for lower income people to buy homes. This of course is a lie but who cares, it sounds good!

The housing crisis was caused by the massive de-regulation of the mortgage industry. Just go to Las Vegas and see the blocks of foreclosed homes that were bought for a half million dollars by people who could only afford a two hundred thousand dollar house. These homes were bought at inflated prices through ARM loans, and interest only loans. They were told the home would go up in value to the point where at the end of three to five years they could either sell the home for a large profit, or else refinance. These were the six figure yuppie types that bought these places, not lower income people.

The government did not “force” banks to loan money to anyone. This is a Limbaughesque lie.

As for Bush seeing the crisis coming and trying to stop it is laughable. I saw a speech on You Tube where Bush is speaking before a group of Realtors in 2002. He says and I quote, “Just because people have lousy credit does not mean they have to live in a lousy home.” He encouraged people with “poor credit to work with Fannie and Freddie.”

Yes, after the roof started caving in the Bush Administration told Congress to do something. If Bush was as on top of this as right wingers claim, why did he never mention it in any of his state of the union speeches?

Mortgage companies are who we ought to blame. They were lending money to people with NO CREDIT checks, and lying about people’s incomes to get them into expensive homes.

The Republican National organization of Realtors were cheering as well.
Lower income people did not get ARM loans and interest only loans, the got standard FHA loans.

When Bush ran for re-election in 2004 he boasted at every campaign stop about all the new and “minority” home ownership.
The Real,
Even Alan Greenspan said that blaming the “Community Reinvestment Act” is nonsense.

low income people did NOT buy homes on anything but standard FHA loans.
White Power,

Bush did not warn anyone until the ship had sailed. Bush ran for re-election in 2004 boasting of all the new home owners. Low income people DID not get loans with balloon payments. Six figure types did.

Turn Rush,and Hannity, off and get real facts.

Why did Bush not ONE TIME mention this impending crisis in any of his State of the Union Speeches?
Warren,

The banks were NOT forced to loan money. They loved the government backed loans because they could make money with little risk.

Bush bragged in 2004 about all the new “minority home owners.” It was part of his “ownership society.”

Best answer:

Answer by Nesquick
It wasn’t low income housing people, it was house flippers and house investers that did it.
Greedy people wanting to make a fast buck buying over priced houses to resell them at a ridiculous profit but then the housing bubble burst and the prices dropped and now they’re stuck with houses they paid way too much for and no way to unload them with out losing tons of money.

Add your own answer in the comments!

Credit: REIjunkie.com

Matthew- Waste Management to Investing in Real Estate

Mon, 30 Aug 2010 20:26:14 +0000

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Which should I give priority to for allocations-a Roth IRA or my pretax employment retirement account?

Mon, 30 Aug 2010 20:03:58 +0000

I’m a government employee and have access to a pretax retirement account. I’m currently the maxing out the allowable $14K in annual contributions to my pretax retirement account. However, I just opened up a Roth IRA account, but have no money funded. Should I reduce my employment retirement account contributions, so that I may begin contributing money to my ROTH IRA? I currently make about $50K annually.

Which should I give priority to?

Jason- Gained Family Time Back through Investing in Real Estate!

Mon, 30 Aug 2010 19:24:48 +0000

Become a Fan on Facebook: “Building Wealth Through Real Estate Investment” Learn Real Estate Investing, Join Our Team: www.FoxyHut.com

Delynn- Veteran, Life Long Gvt Employee to Successful Real Estate Investor

Mon, 30 Aug 2010 17:24:45 +0000

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Dan And Rob- University Recruiter to Successful Real Estate Investment Team

Mon, 30 Aug 2010 15:27:23 +0000

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Lastest “short Sale Investing” auctions

socialoomph — Mon, 30 Aug 2010 14:37:07 +0000

Short Sale Investing on eBay:

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Credit: REIjunkie.com

Personal Finance & Retirement Planning Tips : Income & ROTH IRA Contributions

Mon, 30 Aug 2010 11:02:42 +0000

Investors must make a living income to be eligible to invest in a ROTH IRA because an IRA it in place to help people avoid paying high income tax. Decide if a ROTH IRA is a good investment and if eligibility plays a factor with tips and advice on how to invest wisely from anexperienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

Q38 Rights for Investment Property loan

socialoomph — Mon, 30 Aug 2010 08:37:03 +0000

Video Rating: 0 / 5

Via: REIjunkie.com

Should I stop putting money into my ROTH IRA right now?

Mon, 30 Aug 2010 08:03:46 +0000

I notice recently the stock market is down down down.
Everyday, my IRA seems getting smaller and smaller, which is smaller to begin with.

I am a month to month investor. So I deposit small amounts of money every month. But I am wondering, should I stop putting in money into my ROTH IRA now? Since it is losing value.
Or I should keep on going, since it is saving for the future.

Slagle Financial – Roth IRA Conversions, New Tax Policies

Mon, 30 Aug 2010 05:02:58 +0000

Chad Slagle, President of Slagle Financial, appears on News Channel 5 to discuss Roth IRA conversions, capital gains and dividends taxes, and estate taxes.