I am looking into setting up a T Rowe Price Roth IRA with strictly mutual funds. Obviously, there is inherent risk in any kind of stock investment, mutual or otherwise, but is there any chance I could LOSE money in this type of account? I don’t want my retirement savings to be in a volatile investment account…I know mutual funds are less risky than individual stocks but what if the mutual funds perform terribly?

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example:

I have 80,0000 in a Roth IRA. Would that diminish my SS Benefits once i retire at age 67?

Thanks
I am 22 years old.

Current age is 64, have about $60k in Roth, and $145k in IRA. Am looking to supplement my pension and social security with about $500 per month.
Aside from withdrawing $500 per month I am trying to pay the least amount in taxes and allow the nest egg to grow as long (and large) as possible.

There can be some very nice tax advantages to converting your Traditional IRA into a Roth IRA. But, as CPA Scott McRuer explains, you’ve got to consider a number of factors before making this important decision.

I am 25 and have ARDVX and AOVIX in my Roth IRA and want to add VNQ. Your opinion on VNQ ETF? Etc?

westcapitaladvisor.com This component of the Loss Recovery and Savings Multiplication Program can double spendable retirement distributions from existing qualified retirement plan and IRA savings

Some people are deciding to convert their traditional IRA to a Roth and using it as an inheritance vehicle. Craig Wisnom, attorney with Bogutz & Gordon and legal contributor for KVOA News 4, explains why it’s important to take precautions to avoid giving a teenage heir teenage heirs the wherewithal to buy expensive items and potentially forfeit decades of tax-free growth. For more information, visit www.bogutzandgordon.com or call (800) 688-2568.

I am planning on putting some money into a Roth IRA before April 15th, in order to take advantage of the tax credit for lower income people who amass retirement savings.

Let’s say I get the Roth IRA, and then close it out 6 months later:
What will I have to pay a penalty on?
Just my earnings, or will there be a penalty on the entire amount I had invested?
Will I have to pay back the tax credit that I took for putting the money in?
Does the tax credit I am speaking of still exist, or did it expire?

Thank you for your help.

Charles Schwab Financial Expert Mark Riepe gives an overview of four factors you may want to think about if you’re trying to decide if a Roth conversion is right for you. Visit schwab.com/roth for additional Roth IRA resources.

I know there are several banks and companies out there to start a Roth IRA. But, which one is best? Is a company better than a bank? Do they have fees and is there a minimum amount that you must invest each month?

Hi there, can a person contribute the max to a roth ira and a traditional ira in the same year. I have put the max 4,000 into a roth this year, can I still contribute to a traditionl ira this year as well? Thanks

at the end of the year when you file taxes or does it increase your agi (aggregate gross income)? i ask because of the earned income tax credit and if it would have any affect on that because you have to make under a certain amount. i was going to make a $5000 roth ira contribution.
so if my agi for the year was 41,000 and i made a contribution to my traditional ira instead of my roth ira, it may lower the agi 41,000 amount?

Video explains a powerful ROTH IRA alternative that unlike a ROTH, has NO income and NO contribution limits whatsoever! Plus, where can you invest in an IRA with stock market-like returns, with no chance of a loss of principle. The worst year returns are 2% and the best year returns are 14%. Over the last 25 years, with that floor and ceiling on returns, the average annual return would have been about 8.4%. Not too shaby a place to accumulate cash!

Jim Wang of Bargaineering.com tells TurboTax Blog readers the difference between a Roth IRA and a Traditional IRA. Learn about the tax benefits of investing in an IRA before April 15. For more information, please visit: turbotax.intuit.com

westcapitaladvisor.com A Component of the Loss Recovery and Savings Multiplication Program Can Double Spendable Retirement Distributions From Existing Qualified Retirement Plan and IRA Savings.

I have about 1350 bucks that is going into my BofA Roth IRA account. I am looking to get that money to build nicely. Does anyone have any good stocks or bonds I should invest in?

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

Whether or not you should convert to a Roth IRA depends on your personal situation. Learn from Kevin Kroskey, CFP, MBA on when it does and does not make sense to convert.

I want the account to save for my first home and would like to invest in an private company. Is is possible to invest in a private company from a Roth IRA account?